Interest-Free Payday Loan Refinancing. LSS Financial Guidance

Exodus Lending is a helping that is nonprofit break through the cycle of predatory loan items such as for example payday advances, vehicle name loans, and high-interest online installment loans.

Exodus Lending is really a 501(c)(3) nonprofit that refinances predatory loan financial obligation for Minnesota residents. We help families and folks get rid through the period of short-term, high-interest loans. This debt cycle hinders individual financial wellbeing since well as deters the quest for any monetary future outside of settling debt. By giving predatory credit card debt relief through a good and workable payment plan, people can regain control of their funds and begin the trail toward monetary stability.

We provide as much as $1,000 to qualified individuals in order that they could break out the cycle and obtain away from predatory financial obligation. At 612-615-0067 ext if you or someone you know needs help with payday loans, car title loans, online installment loans, or another predatory product, call us. 3.

Get in touch with Exodus Lending on the internet site or call 612-615-0067 & inform us regarding the present loan(s). We shall must know the business or businesses which you have actually the loan(s) from, the second date you have to spend, plus the quantity necessary to spend down your loan in full.

We shall make use of one to put up an appointment that is one-on-one our program coordinator, Anna. With this visit, she’ll walk you through our refinancing documents, put up deposit/ACH that is direct, and set up a payment plan. Repayment is finished 12 months, with corrections available as required. Appointment slots can be found during company hours with a few night supply also.

After your enrollment visit, Exodus Lending will pay down your predatory loan in complete. Your repayments to us shall start within 45 times after your visit. Exodus Lending charges 0% interest and $0 in finance charges within the full lifetime of the mortgage. Make on-time payments that are monthly Exodus Lending to be eligible for incentives and boost your credit history. Set up a gathering by having a approved monetary therapist and refer other people trapped within the financial obligation period to be eligible for a additional bonuses. an optional check-in meeting is provided about halfway through this system.

Upon the last repayment to Exodus Lending, you are going to receive a letter showing you have compensated the mortgage down in complete. Finish the enclosed graduate survey and mail it right straight back, or fill it away online. Afterwards, please leave Exodus Lending an assessment in your favored platform (Yelp, Bing, Twitter, Bing, etc).

Assist other people by sharing your Exodus Lending tale. Your testimonial may help us advocate for modification, find participants that are new and acquire contributions. We also encourage one to inform your relatives and buddies users about Exodus Lending. Keep up with Exodus Lending emails to keep included once we battle for the 36% rate of interest limit during the legislature.

Helpful Resources

We observe that our system acts a particular need and that there was a wide selection of economic emergencies that we can’t deal with. Please set aside a second to scan this a number of other resources that are nonprofit download this list of options.

LSS Financial Counseling offers free economic guidance and a number of different solutions and resources for individuals trying to resolve their debt and achieve monetary health.

Family Means

Family Means offers free economic guidance and other monetary solutions through its credit rating Counseling provider.

Prepare + Prosper

Prepare and Prosper provides free taxation planning, affordable banking services and products, and coaching that is financial.

FAIR is a available bank-account that features checking and savings accounts online and through an app that is mobile.







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